TMS insurance coverages

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Bars & taverns coverage

• Property
• Equipment breakdown
• Commercial general liability
• Liquor liability (in states where available)
• Hired & non-owned auto
• Crime & fidelity
• Employee benefits liability
• Assault or battery (optional with sublimits)

Lodging coverage

• Property
• Equipment breakdown
• Commercial general liability
• Liquor liability (in states where available)
• Hired & non-owned auto
• Crime & fidelity
• Employee benefits liability
• (Certain restrictions apply to all optional coverages)

Restaurant coverage

• Property
• Equipment breakdown
• Commercial general liability
• Liquor liability (in states where available)
• Hired & non-owned auto
• Crime & fidelity

Bowling centers coverage

• Property
• Equipment breakdown
• Commercial general liability
• Liquor liability (in states where available)
• Hired & non-owned auto
• Crime & fidelity
• Employee benefits liability
• Assault or battery (optional with sublimits)

Golf courses coverage

• Property
• Equipment breakdown
• Inland marine
• Commercial general liability
• Liquor liability (in states where available)
• Hired & non-owned auto
• Crime & fidelity
• Employee benefits liability
• Assault or battery (optional with sublimits)
• Limited environmental impairment

Golf driving range coverage

• Property
• Equipment breakdown
• Inland marine
• Commercial general liability
• Liquor liability (in states where available)
• Hired & non-owned auto
• Crime & fidelity
• Employee benefits liability
• Assault or battery (optional with sublimits)
• Limited environmental impairment

Sports training facilities coverage

• Property
• Equipment breakdown
• Business interruption
• Commercial general liability
• Products/completed operations
• Athletic participants
• Abuse or molestation
• Additional insured coverage available for franchisor
• Hired & non-owned auto
• Crime & fidelity
• Employee benefits liability

Convenience stores with gas sales coverage

• Property
• Equipment breakdown
• Commercial general liability
• Liquor liability
• Hired & non-owned auto
• Crime & fidelity
• Employee benefits liability

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