Ambulance Insurance

For pre-approved retail agents and brokers with a solid book of ambulance fleet accounts, RLI Transportation actively welcomes ambulance insurance risks. 

Ambulance-Specific Criteria

• Fleets with at least 50% ambulances, with lights and sirens
• Ambulance risks with more than 50% wheelchair vans are not a fit
• Risks should have at least 2 full years of operating experience
• Fleets consisting of at least 5 ambulances
• Emergency and non-emergency fleets accepted 
• Employees at least EMT-B certified (preferred)
• EVOC or CEVO training provided (preferred)*

*In-house training is also acceptable

Submission Clearance Requirements

• ACORD 125 and ACORD 137
• Completed RLI Healthcare Questionnaire 
• Vehicle Schedule with garaging city/state, year/make/model, specific use, seating capacity and stated amount values (in excel if possible)
• 4 years of currently valued hard copy loss runs with details on all losses over $25k
• Drivers list with date of birth, date of hire, driver’s license number and state (in excel if possible)
• Access our Ambulance Driver Guidelines

Additional Requirements

• Two most recent year-end, audited financial statements, balance sheet and income statement**
• Current MVRs for all drivers
• Acceptable Digital Risk Review, completed and reviewed by our internal loss control team

Access our Digital Risk Review 

**Please note, if financial statements do not meet RLI minimum guidelines, we will not be able to offer a quote 

We may be able to waive financial requirements if annualized premiums are under $250,000 with an average or above average loss control rating. 

Coverage Territory Limits

RLI offers coverage throughout the U.S. with the following exceptions: 

• Policies cannot be domiciled in MA, LA, MT, HI, NY, AK, NJ or MI 
• RLI is not targeting ambulance insurance risks in South Florida, South Texas, Los Angeles County in California, San Francisco County in California or Cook County in Illinois