Home-Based Business Policy Details

Unique coverage for home-based businesses

The RLI Home Business Insurance policy, specifically designed for home-based businesses, crafters and hobbyists, is written on an ISO BOP form. While standard homeowner endorsements offer some coverage, many DO NOT cover most business-related losses.

RLI Home Business Insurance policies include:

• Up to $1,000,000 in business general liability coverage, both on and off the residence premises.
• Up to $100,000 in business personal property (BPP) limits for protection at home and while temporarily off premises.
• A standard $250 deductible.
• Up to $5,000 per person for medical payments to customers or vendors injured on your premises.
• Optional coverages for money and securities.
• Availability in all states and the District of Columbia, regardless of the carrier providing the homeowner coverage.