Home Builders General Liability Insurance

Your customers need protection from the ground up.

A General Liability Policy from RLI offers contractors comprehensive, customized coverage at a lower cost than many of our competitors, who offer basic coverage that isn’t tailored to specialized industries. RLI’s specialty offerings are rooted in the construction industry, so we understand the unique exposures your customers face.

An RLI General Liability Policy includes:

• General Liability limits up to $2M/$4M including products and completed operations
• Contractors General Liability Enhancement including per project aggregate
• Non-owned auto liability (optional)
• Hired auto liability (optional)

Base Eligibility

• General Contractors who are active in day-to-day operations on the jobsite
• Minimum 3 years in business
• New construction of homes less than 3 stories
• Third party warranty provided with all homes sold
• Risk transfer with subcontractors in place
• General Contractors who do not self-perform framing, roofing, window installation or soil testing

The above features are representative of the types of coverages offered by RLI and CBIC, which may vary with each individual policy. The actual coverages, terms and conditions will be set forth in the insurance policy. Policies are underwritten and issued by RLI Insurance Company (RLI) or Contractors Bonding and Insurance Company (CBIC). Rated A+ by AM Best. Not all businesses will qualify for coverage.