Your passion is not limited to the creation, presentation, or distribution of these pieces, but also in the care and preservation of them, as well. When operating out of a primary residence, you may be relying on your Homeowners Policy to stand up to unanticipated threats, should they arise. Unfortunately, many artists, managers, and gallery owners realize too late just how thin that coverage stretches.
Even a general business insurance policy, which will protect your home premises and business reputation, is not specifically tailored to safeguard the art in your gallery or studio. Consider the following:
Despite your best efforts and planning, there are always unforeseen hazards involved in owning and operating a business. Don’t leave your assets vulnerable! They are also exposed these and other risks:
We offer insurance to artists who exhibit and sell paintings, drawings, graphics, and other objects, including sculptures, tapestries, and photographs. The artwork covered under our policies can range from original works of fine art to mass-produced reproductions, the value of which may vary considerably.
Our Home Business Insurance protects everything from your company’s art and merchandise, to supplies, equipment, and even your professional reputation. We even provide the option to add-on coverage for Money and Securities and Additional Insureds.
Secure your artwork and protect your business with coverage from RLI. Click here to get a quote and start the process for obtaining an insurance policy that affords you invaluable protection across all facets of your business.
Note: Art is valued on an Actual Cash Value basis only. Communicable Disease Exclusion* will be attached in states where approved.