Did you know that 47 states have data breach notification laws? Do you have the right coverage to withstand a data or security breach? General and professional liability policies may not provide sufficient coverage for these technology-related exposures. The RLI Privacy Protection Package for Designated Professionals is a robust policy that protects professional services firms from liability and expenses caused by a data or security breach.
- Enterprise Privacy Liability
Covers third party claims against the insured as a result of failing to prevent the theft or misappropriation of private information.
- Electronic Media Liability
Covers third party claims against the insured for various intellectual property and personal injury exposures for information that is posted on the insured’s website.
- Network Security Liability
Covers third party claims against the insured as a result of a network security breach, including transmission of malicious code, denial of service attack or unauthorized access to/use of the insured’s computer system.
- Crisis Management Loss
Covers forensic expenses, credit monitoring expenses, notification expenses, and public relations expenses to help mitigate exposure to a network security or privacy breach.
- Network Interruption Business Income & Extra Expense Loss
Covers income loss and extra expense caused by network interruption that was a result of a network security breach.
- Data Loss
Covers the cost to replace, restore, or recollect data that was corrupted as a result of a network security breach.
- Cyber Extortion Loss
Covers the cost to investigate and respond to a cyber extortion threat, the cost to third party security consultants, the cost to terminate the cyber extortion threat.