Click on the professional services categories below to see detailed descriptions of pre-qualified home businesses.
|Insurance Agent||Real Estate Agent|
|Hearing Aid Sales||Residential Inspection Services|
Insurance agents perform essentially a sales function by arranging for clients to purchase insurance coverage from insurers; agents are given authority to represent the insurers through an agency agreement. A good agent will analyze the needs of a prospective client and will design a proper insurance program for the client. After the insurance is sold, the agent will assist in the service or maintenance of the account, ensure that records are kept accurately, that coverage continues to meet the insured’s needs, and participate in billing or claims adjusting activities. Insurance Investigators are not eligible under this class.
Representatives and distributors of Tanner Companies LLC are eligible operations for this classification.
Hearing Aid Sales*
Hearing aid dealers are responsible for the precise fitting of a hearing aid with its earmold, for selling and servicing it, and for helping the client to adjust to sound amplification. Hearing aid specialists are in most states licensed under standards of competence and a strict code of ethics.
Real Estate Agent*
A real estate agent brings together buyers and sellers to produce the transfer of real property (land or buildings or both) under terms acceptable to both parties. Agents have a duty to their clients to understand every aspect of the transaction and to inform the buyer and seller of all material facts that may affect their rights to property. Property management, land brokers and tenant screening are not eligible under this class.
Representatives and distributors of Avalar Real Estate & Mortgage Network are eligible operations for this classification.
Residential Inspection Services*
These risks provide a service to prospective home buyers who seek an objective opinion of the homes condition. Home inspectors will report on the condition of the home’s structure and systems including heating, air conditioning, plumbing, electrical and roofing. The inspection is a physical visual inspection which may include the inspector climbing upon the roof and into attic spaces.
Note: Professional Services Exclusion and Residential Inspection Services Limitation Endorsement will be attached to all policies polices written for this class.
*NOTE – IN STATES WHERE APPROVED: Communicable Disease Exclusion will be attached to all policies written for this class.