Technology Professionals Insurance

RLI's technology professionals program offers insurance protection tailored to the needs of information technology businesses.

Information technology businesses provide specialized services such as computer/network design, software programming and systems analysis for a variety of industries. Our technology professionals package offers tailored protection with insurance designed exclusively for these unique business needs. We provide comprehensive professional liability with leading first-party coverages.

Professional Liability Coverage

BENEFITS AND HIGHLIGHTS

Policy premiums: Start at $500
Minimum deductible: $1,000
Limit capacity: Up to $10 million

• Errors and omissions
• Forensic expenses coverage
• Credit monitoring coverage
• Notification expenses coverage
• Regulatory action coverage
• Public relations expenses coverage
• Personal injury coverage for a privacy breach

Insuring Agreements Available

• Technology services liability
  
  Covers third party claims against the Insured as a result of error, omission, neglect or breach of duty from services rendered.
• Enterprise privacy liability
  
  Covers third party claims against the Insured as a result of failing to prevent the theft or misappropriation of private information.
• Electronic media liability
  
  Covers third party claims against the Insured for various intellectual property and personal injury exposures for information that is posted on the Insured's website.
• Network security liability
  
  Covers third party claims against the Insured as a result of a network security breach, including transmission of malicious code, denial of service attack, or unauthorized access to/use of the Insured's computer system.
• Crisis management loss
  
  Covers forensic expenses, credit monitoring expenses, notification expenses, and public relations expenses to help mitigate exposure to a network security or privacy breach.
• Network interruption business income and extra expense loss
  
  Covers income loss and extra expense caused by network interruption that was a result of a network security breach.
• Data loss
  
  Covers the cost to replace, restore, or recollect data that was corrupted as a result of a network security breach.
• Cyber extortion loss
  
  Covers the cost to investigate and respond to a cyber extortion threat, the cost to third party security consultants, and the cost to terminate the cyber extortion threat.

Property & Casualty Coverage

RLI offers industry-leading property & casualty coverage for professional services firms to provide quick recovery in the event of a loss. View more details >

Target Customers

• Application service providers
• Computer services
• Electronic data processing and consulting
• System analysis and software design
• Web portal services
• Network integration
• Programming services