We strive to offer protection to professional balloon artists who create various custom pieces for clients, such as balloon shapes and animals, as well as archways for larger-scale events. Eligible balloon artists use expensive, pressurized oxygen tanks as a part of regular operation; luckily, this policy provides coverage for such equipment, even if your business operations require you work remotely at places like festivals.
We suggest checking out our Additional Insureds Coverage if you’re interested in displaying your work at fairs or other events off-premises.
Note: Communicable Disease Exclusion* will be attached in states where approved.
We work to protect floral arrangers who work with cutting tools, wires, and wood stakes to assemble fresh cut flowers and/or silk or plastic flowers into arrangements. Greenhouses and/or nurseries are not eligible under this class. For regular maintenance of a plants owned by a client, regard the Plant Care and Sales business listing.
Note: Communicable Disease Exclusion* will be attached in states where approved.
Interior decorators and stagers who qualify tackle numerous beautifying tasks, such as eliminating clutter and coordinating colors, as well as selecting and rearranging furniture, floor and wall coverings, lighting, and curtain materials.
These business owners work within the space’s currently existing architecture. Please be aware that building renovations, structural changes, installation of cabinets or fixtures, furniture distributors, and interior designers/architects are not eligible under this class. Similarly, contracting operations (i.e. painting, carpentry, landscape) also are not eligible.
We require qualifying interior decorating businesses to operate with the following in mind:
Note: Communicable Disease Exclusion* will be attached in states where approved.
We consider eligible businesses as those who conduct sales of curtains, drapes, blinds, and the hardware on which they hang. While installation of these items by the insured individual is acceptable, no subcontractors are covered under this class, as it would render the operation ineligible.
V2K and Budget Blinds Distributors are eligible through this policy.
Note: Communicable Disease Exclusion* will be attached in states where approved.