The state of the art in insurance protection for data and broadcast technology has advanced as fast as the technology itself. An RLI inland marine policy offers the best coverage for data, data systems and broadcasting systems, as well as outstanding standard inland marine protection and additional coverages.
We can offer your insureds the following coverages:
This policy covers your customers’:
Both extra-expense and replacement cost valuation are built in. Optional coverage includes:
This coverage is the equivalent of our Business Computer Coverage with all options included. This policy is ideal for:
Broad coverage is available for protection and control systems as well as reproduction equipment. Covered perils and hazards include:
Property insured may include onsite, offsite and website servers, as well as leased hardware.
Radio or TV — whichever the medium — we can provide coverage for:
We also enhance our Electronic Data Processing policy to provide coverage for electrical- and power-supply disturbance and virus and hacking coverage, as well as consequential financial losses such as extra expense and loss of income.
Help your customers keep their vital records secure — even if copies are available, reproduction costs alone can be substantial. Our coverage protects:
This coverage may be included as an extension to other coverage or on a separate, stand-alone basis by RLI.
Experienced underwriting — Our underwriters are among the most experienced in the industry, which allows us to tailor coverage to your specific needs.
Commitment to loss control — RLI Marine claims experts are committed to helping you reduce loss costs with proven risk control methods.
Financial strength — RLI is rated “A+” (Superior) by A.M. Best and “A+” by Standard & Poor’s.
We want to write all varieties of this highly desirable business, ranging from a standard office computer setup to a communications center or a medical complex. To write coverage on a stand-alone basis, we expect insured values to be over $1MM. Smaller EDP values are often combined with regular contents in our commercial output form, where broader coverage is provided by several special coverage extensions.
Our focus is on risks with insured values per location falling within the range of $1MM to $10MM. Broadcasting towers with values over $1MM are subject to strict underwriting guidelines, depending on susceptibility to ice buildup and/or wind. Each risk is individually underwritten on its own merits.
Information technology acts as the central nervous system for almost all organizations. To write stand-alone coverage, we prefer risks with large mainframe systems or whose data is critical to their daily operations, including radio and television broadcasters, telephone companies, hospitals, and governmental entities.