Public Transportation Insurance
RLI offers customized packages for a variety of classes of public transportation — from larger charter operations to municipal transit authorities to limousine services.
Our extensive experience in public transportation insurance combined with our ability to create innovative solutions helps us meet the needs of our insureds. Our underwriters are experts at handling public transportation risks and designing financing alternatives to fit your budget requirements — including deductibles and self-insured retentions.
Coverages Offered
Auto Liability
RLI offers auto liability with a range of deductibles or retentions from $0 to $500,000. We offer liability limits up to $5 million. Higher liability limits are available upon request. Coverage can be with or without PIP, UM, UIM and/or medical payments.
Physical Damage
RLI offers physical damage with a range of deductibles starting as low as $1,000 for specified perils and collision coverage.
General Liability
RLI offers general liability limits up to $5 million. Higher liability limits are available upon request.
Other Coverages
RLI offers hired & non-owned, garage liability, garage keeper legal liability and following form excess liability (up to $10 million x $5 million) coverages as well.
Classes of Business
- Large charter & tour operations (5 units and more) in all states except AK, HI & MA
- Small charter & tour operations (4 units and less) in all states except AK, CA, CT, LA, HI, MA, NY, NJ & TX. Public is not writing Accounts that are domiciled in, or whose operations primarily occur in the 5 boroughs of New York City, NY and Cook County, IL.
- Municipal transit authorities (5 unit minimum)
- School districts (10 unit minimum)
- School bus contractors (10 unit minimum)
- Limousine services (10 unit minimum)
- Head Start programs (10 unit minimum)
- Social service agencies (10 unit minimum)
- Day care bus/vans (10 unit minimum)
