RLI's home based business insurance meets the many different needs of business owners who operate their business from their home. We offer valuable coverage at affordable rates and policies customized to meet your individual requirements.
Home based business policies are designed specifically to handle the business insurance needs of a business that is operated from your home by providing coverage for business personal property (equipments, inventory and supplies) and business-related liability exposures. In addition, an in-home business policy can provide coverage for lost income. And, it covers losses or damage from business activities conducted in your home or off-site at another location. That means your business property is protected while you are in transit and provides liability coverage when you are performing business-related activities at a craft show or someone else's residence. RLI's home based business insurance fills the gaps left by most insurance policies.
Unique coverage for home-based businesses.
The RLI Home Business Insurance policy, specifically designed for home-based businesses, crafters and hobbyists, is written on an ISO BOP form. While standard homeowner endorsements offer some coverage, many DO NOT cover most business-related losses.
RLI Home Business Insurance policies include:
Who qualifies for RLI Home Business Insurance?
If all of the basic requirements outlined above are not met, the customer does not qualify for RLI's Home Business Insurance policy. If the basic requirements outlined above are met, you may view our rates or apply for coverage.