Transportation

Public Transportation

Our public transportation insurance is for a variety of classes of public transportation — from larger charter operations to municipal transit authorities to limousine services.

Get Appointed



Insurance Type

Admitted



Distribution

Retail



Availability

We do not write new business domiciled in or whose operations primarily occur in Cook County, Illinois or the five Boroughs of New York. Additionally, we do not write new business for small charter and tour operations (4 units or fewer) in AK, CA, CT, LA, HI, MA, NY, NJ or TX or large charter and tour operations (5+ units) in AK, HI, MT, or MA.

Not an agent or broker?

If you are a public transportation fleet manager or owner, contact your insurance agent or broker for a quote from RLI.

Expertise you can count on

Our extensive experience in public transportation insurance combined with our ability to create innovative solutions helps us meet the needs of our insureds. Our underwriters are experts at handling public transportation risks and designing financing alternatives to fit your budget requirements — including deductibles and self-insured retentions.

Coverage



Auto Liability

Liability limits up to $5 million. Higher liability limits are available upon request. Coverage can be with or without PIP, UM, UIM and/or medical payments, depending on state requirements..



Physical Damage

A range of deductibles starting as low as $1,000 for specified perils and collision coverage.



General Liability

Limits up to $5 million. Higher liability limits are available upon request.



Other Coverages

Hired & non-owned, garage liability, garagekeepers legal liability and following form excess liability (up to $10 million x $5 million).

Target business types

Large charter and tour operations (5 units and more) in all states except AK, HI, MA & MT
Small charter and tour operations (4 units and less) in all states except AK, CA, CT, LA, HI, MA, NY, NJ & TX
Municipal transit authorities (5-unit minimum)
School districts (10-unit minimum)
School bus contractors (10-unit minimum)
Limousine services (10-unit minimum)
Not writing accounts that are domiciled in, or whose operations primarily occur in, the 5 boroughs of New York City, NY or Cook County, IL

Benefits of an RLI Transportation partnership

Free access to a dedicated loss control expert
Complimentary access to driver safety training videos through RLI Safety Solutions' proprietary learning portal
One free weekday of onsite driver training from an RLI Loss Control expert
Discounts on hardware and subscription costs from Samsara, Lytx & Motive
Complimentary access to RLI Safety Solutions DOT compliance assistance
Quarterly claim reviews available on larger risks