Transportation

Moving & Storage

Property and liability coverage for personal and business relocation services and select ancillary services. Coverage includes auto liability, physical damage, property, cargo/warehouse legal liability and general liability/crime.

Insurance Type
Admitted
Distribution
Retail
Availability
Not available for risks with primary domicile in MA, AK or HI
moving truck pulling out of a driveway

Not an agent or broker? 

If you're a moving & storage owner or operator, ask your insurance agent or broker for a quote from RLI.

Tailored & comprehensive insurance coverage for your customers

Auto Liability

  • $1 million standard limits with higher limits available
  • Deductibles start at $2,500, up to $500,000 at underwriter discretion

Physical Damage

  • Coverage available for all unit types, with deductibles starting at $2,500
  • Hired/non-owned physical damage, trailer interchange and towing available

Property

  • Building, contents, business income, and extra expense coverage are all available under the program with deductibles starting at $2,500
  • Flood and earthquake excluded
  • Cosmetic roof damage exclusion endorsement attached to all policies as allowed by the state in which the insured is located

Cargo & Warehouse Legal Liability

  • Cargo coverage available up to $500,000, $1 million
  • Higher limits available with underwriter approval
  • Warehouse legal available for storage of most types of goods under a warehouse receipt or other descriptive contract
  • No maximum limit

General Liability & Crime

  • General Liability: $1 million per occurrence, $2 million aggregate
  • $100,000 fire damage
  • $5,000 medical expense
  • Crime: $25,000 base limits; additional options available

Why RLI Moving & Storage

We understand your customers’ moving and storage businesses and can provide a broad appetite for the ancillary operations that provide continued profitability during non-peak seasons.

Our team is led by transportation professionals experienced in the moving and storage operations, which leads to informed underwriting and custom coverage.

We process filings quickly, including state/federal auto and cargo filings, general liability filings when required, and DOD SCAC filings/warehouse certificates.

Benefits of an RLI Transportation partnership

  • Access to a dedicated loss control expert
  • Access to driver safety training videos through RLI Safety Solutions’ proprietary learning portal
  • One weekday of onsite driver training from an RLI Loss Control expert
  • Discounts on hardware and subscription costs from Samsara, Lytx, Motive, Netradyne & IntelliShift
  • Discounted rate for access to critical compliance solutions from Transportation Advisors
  • Access to RLI Safety Solutions DOT compliance assistance
  • Quarterly claim reviews available on larger risks

Learn more about RLI Transportation Loss Control

Two people shaking hands
For Agents & Brokers

Resources

Producer Resources

  • Access applications and guidelines
  • Request loss runs

Frequently asked questions about moving & storage insurance

What is moving and storage insurance?
What insurance does a moving company need?
What does moving company insurance cover?
Does RLI offer commercial auto liability insurance for moving companies?
What is cargo insurance for moving companies?
What is warehouse legal liability insurance?
Does RLI provide property insurance for moving and storage businesses?
Does RLI offer general liability insurance for moving companies?
Does RLI insure storage businesses as well as moving companies?
Does RLI handle state and federal insurance filings for moving companies?
Does RLI provide loss control services for moving companies?
How can I get an RLI Moving & Storage insurance quote?

Contact for new prospects or sales inquiries

If you are a retail agent and would like additional information, reach out for new business or sales questions.

Harriet Sennit
Sales Account Executive
856-291-5160 Ext, 1567

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