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Home-based Business Insurance

You’ve worked hard to build and grow your home-based business. Don’t let an accident or unexpected event put it all at risk. Get the protection you need at a price you can afford with home-based business insurance from RLI.

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Are you an agent or broker? Learn more about offering Home Business Insurance. Existing agents and brokers can login to agent portal to get a customer quote.

Protect your passion

We get it. No two businesses are alike.

For more than 20 years, RLI has been working with entrepreneurs just like you. We understand that no two businesses are alike and insurance needs are unique. Our passion is to protect your passion with customized coverage at a price that fits your budget.

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is your business covered?

More than 140 business types covered

Whether you're a photographer or a crafter, perform computer repair or accounting services, your policy is quoted and written with your specific business in mind. Our coverage is affordable, and a policy can be obtained quickly for more than 140 business types in these categories:

  • Clothing
  • Food and vitamins
  • Handmade goods
  • Wholesale & retail
  • Authors, educators, entertainers and models
  • Auto detailing & windshield repair
  • Computer services
  • Photography
  • Home office services
  • Personal and home services
  • Decorative and floral services
  • Art galleries and studios
  • Costume jewelry
  • Vinyl & leather
  • And more
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Frequently asked questions about home-based business insurance

What is home-based business insurance?
Does homeowners insurance cover a home-based business?
Why do I need insurance for a home-based business?
What does RLI Home Business Insurance cover?
Does home-based business insurance cover business inventory?
Does home-based business insurance provide liability coverage?
What types of home-based businesses does RLI insure?
Does RLI offer home business insurance for photographers?
Can crafters and handmade goods businesses get home-based business insurance?
Can food businesses operating from home get business insurance?
Can I get a home-based business insurance quote online?
How do I get RLI Home Business Insurance?
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Get a quote

Get the protection you need at a price you can afford.