CDL Driving School Fleet Insurance

For pre-approved retail agents and brokers with a solid book of CDL driving school fleet accounts, RLI Transportation actively welcomes CDL insurance risks.

Driving School-Specific Criteria

• $10,000 minimum premium
• 5 vehicles minimum
• Fleets of all sizes
• Fleets typically include: heavy/extra-heavy trucks and tractor trailers, RVs, dump trucks, buses or other vehicles requiring a CDL to operate
• Multi-State Operations are acceptable
• Local operating radius is preferred
• During operation of the vehicle, training should occur on a 1 on 1 basis

Ineligible Operations

• Private passenger driver training, including remedial driver training and license preparation courses
• Operations that have made alterations to their units in order to accommodate extra-seating inside the vehicle
• All students and instructors must be seated in original manufactured seating unless the insured is able to provide verification from the third-party who performed the alterations to certify that these operations were performed in a safe and structurally sound manner

Submission Clearance Requirements

• ACORD 125 and ACORD 137
• Completed RLI Driving School Supplement
• Copy of driving school curriculum
• Four years of currently valued hard copy loss runs with details on all losses over $25,000
• A list of drivers with dates of birth, dates of hire, driver’s license numbers and states (in Microsoft Excel format if possible)

Additional Requirements

• Financial Documents, including:
• Two most recent year-end, audited financial statements, balance sheet and income statement. Please note, if financial statements do not meet RLI minimum guidelines, we will not be able to offer a quote
• We may be able to waive financial requirements if the annualized premium is under $250,000 with an average or above average loss control rating
• Current MVRs for all drivers
• For large driver pools, we can create a randomized sample from which we will collect MVRs. Please contact your underwriter for eligibility.

Complete an acceptable loss control phone or digital risk review.

Coverage Territory Limits

RLI offers coverage throughout the U.S. with the following exceptions:

• Policies cannot be domiciled in MA, MI, NJ, LA, MT, HI, NY, AK
• Hired and non-owned only policies cannot be domiciled in the above listed states or in ME or TX
• RLI is not targeting Security insurance risks in South Florida, South Texas, Los Angeles County in California, San Francisco County in California or Cook County in Illinois