Commercial Specialty Auto

Public Administration & Municipalities

For pre-approved retail agents and brokers with a strong book of Public Administration and Municipal business.

Get Appointed

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Insurance Type

Admitted

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Distribution

Retail & Wholesale

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Availability

Throughout the U.S. with the following exceptions: Policies cannot be domiciled in or significantly operating in AK, HI, LA, MA, MT, NM, NJ, NV or NY. Hired and Non-Owned Auto only policies cannot be domiciled in ME or TX. RLI is not targeting risks domiciled in or primarily operating in South Florida (south of Lake Okeechobee), South Texas (south of Houston), Los Angeles County, San Francisco Bay Area (San Francisco, Marin and Alameda counties), Cook County, Illinois or metro New Jersey. Significant operations are generally defined as more than 20% to 25% of the overall exposure. Risks with incidental exposure in these territories may be considered if they are not domiciled there.

Not an agent or broker?

If you have public administration & municipalities business operations and are interested in transportation insurance, ask your insurance agent or broker for a quote from RLI.

Public Administration & Municipalities specific criteria

Minimum premium of $10,000
Limits up to $5 million combined single limit
California MCP filings available
Symbol 10 available
Coverage available for scheduled owned andHired/Non-Owned Auto while traveling outside the city or state
Fleets primarily consisting of light andmedium-duty trucks
Limited heavy and extra-heavy truck exposure maybe considered based on overall fleet composition and utilization

Target business classes

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Eligible Operations

Administrative and service autos, including private passenger, light-duty and medium-duty vehicles
Scheduled owned autos
Hired and Non-Owned Auto
Municipal travel outside the city or state
Local operating radius, with some intermediate radius exposure considered

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Ineligible Operations or Characteristics

Less than one year of operating experience
Large independent contractor or volunteer exposures
Risks requiring federal filings or MCS-90 endorsements
Hazardous material hauling
Residential or commercial waste hauling or recycling operations
Transportation of third parties or non-W-2 employees
Fire engine or fire truck exposure, unless incidental
Police vehicles used for detainment, pursuit or highway patrol
Risks procuring coverage through a competitive bidding process

Submission clearance requirements

ACORD 125 and ACORD 137 or similar applications showing descriptions of operations, effective dates, coverage and requested symbols
Completed RLI Public Administration & Municipalities Supplemental (needed to quote but not required to clear)
Vehicle Schedule with garaging city/state, year/make/model, specific use, disclosure of any modifications or permanently attached equipment and stated amount values (in Microsoft Excel format, if possible)
Four Years of currently valued hard copy loss runs with details on all losses over $25,000
Drivers list with date of birth, date of hire, driver’s license number and licensing state

For out-of-state exposures, please also provide:

Historical and estimated out-of-state trips by department, including the nature of the trips
Schedule of known out-of-state drivers, if available
Description of the vehicles used for travel

Coverage may not be available in all venues and is subject to state filing availability.

Agriculture truck making way through field

Benefits of an RLI Transportation partnership

Access to a dedicated loss control expert
Access to driver safety training videos through RLI Safety Solutions’ proprietary learning portal
One weekday of onsite driver training from an RLI Loss Control expert
Discounts on hardware and subscription costs from Samsara, Lytx, Motive, Netradyne & IntelliShift
Discounted rate for access to critical compliance solutions from Transportation Advisors
Access to RLI Safety Solutions DOT compliance assistance
Quarterly claim reviews available on larger risks

Learn more about RLI Transportation Loss Control

Camera/telematic partnerships

RLI’s partnerships with telematics providers make it easier than ever to enhance loss control and driver safety programs using discounted dashcams for large trucking, public auto and commercial specialty auto fleets. Explore our partnerships: