Non-Preferred Towing Fleet Insurance

• Auto liability and physical damage coverage offered
• Towing insurance solutions are based on the following factors, including but not limited to issuance of a non-renewal or cancellation notice, claim issues (frequency and/or severity), lack of industry experience/being a new venture and the need for a dedicated loss control support
• $50,000 minimum premium
• Mixed fleets. Any modifications must be disclosed on the submission
• Higher-risk territories including South Florida, South Texas, Los Angeles County in California, San Francisco County in California or Cook County in Illinois
• No radius limitations (local, intermediate, long distance)
• Can post filings (federal and state)
• Business owners willing to work with the underwriter and loss control team to implement necessary requirements and recommendations with an emphasis on prioritizing safety and loss control

Hired and non-owned liability - can be standalone or in addition to fleet coverage.

• Application: Completed application including account narrative, strategy, market position, coverages and desired symbols. An RLI E&S Towing Questionnaire is not required to clear, however the RLI application will be required during the underwriting process.
• Loss Runs: 4 years of currently valued hard copy loss runs valued within the past 90 days or less of the effective date (5th year may be required after file review)
• Effective date: 90-days or less from the effective date
• Vehicle schedule: Excel is preferred, including licensing state, garaging city and state, year, make, model and VIN, specific use, seating capacity, modifications or permanently attached equipment and stated amount
• Send new submissions to: ESAuto.Submissions@rlicorp.com

RLI offers coverage throughout the U.S. with the following exceptions:

• Policies cannot be domiciled and vehicles cannot be registered in the following states: CT, KS, KY, MA, NC, NY, NV, WA, WV
• For risks domiciled and registered in eligible states, if they enter NY, use in the five boroughs of NY can only be incidental
• In FL and IL, terms are offered on RLI Insurance Company admitted paper. In all other acceptable coverage territories, terms are offered on Mt. Hawley Insurance Company non-admitted paper.
• Discounts on hardware and subscription costs from Samsara, Lytx, Motive, Netradyne and IntelliShift
• Complimentary access to RLI Safety Solutions DOT compliance assistance
• Quarterly claim reviews available for larger risks