Ambulance Fleet Insurance

For pre-approved retail agents and brokers with a solid book of ambulance fleet accounts, RLI Transportation actively welcomes ambulance insurance risks. 

• Available to qualified retail and wholesale insurance agents and brokers
• RLI offers coverage throughout the U.S. with the following exceptions:
• Policies cannot be domiciled in or significantly operating in NM, MA, LA, MT, HI, NY, AK, MI or NJ. Also, not available in South Florida, South Texas, San Francisco, Los Angeles and Cook County, Illinois.
• *We define South Florida as South of Lake Okeechobee.
• *We define South Texas as South of Houston.
• *We define San Francisco as Marin, Alameda and San Francisco County. 
• *Significantly operating in is more than 25% of the exposure occurring there.
• We will consider risks with incidental exposure in unfavorable venues if the risk is not domiciled there

Qualifications & Guidelines

• Access our complete Ambulance Driver Guidelines
• $10,000 minimum premium
• Fleets with at least 25% ambulances, with lights and sirens
• At least two full years of operating experience
• Fleets with five or more ambulances
• Emergency and non-emergency fleets 
• Employees at least EMT-B certified (preferred)
• EVOC or CEVO training provided (preferred)*
• We do not write ambulance risks with more than 75% wheelchair vans.

*Additional items such as financial statements may also be requested.
*In-house training is acceptable

Getting started

If you’re an ambulance fleet manager, contact your agent or connect with us for a referral. Agents and brokers can get started by completing and submitting the Ambulance Auto Questionnaire. Our submission requirements include: 

• ACORD 125 and ACORD 137
• Vehicle schedule with garaging city/state, year/make/model, specific use, seating capacity and stated amount values (in excel if possible)
• Four years of currently valued hard copy loss runs with details on all losses over $25k
• Drivers list with date of birth, date of hire, driver’s license number and state (in excel if possible)
• Two most recent year-end, audited financial statements, balance sheet and income statement
• Current MVRs for all drivers
• Acceptable Digital Risk Review, completed and reviewed by our internal loss control team

Loss Control Resources

We provide comprehensive services to develop a risk management program tailored to your business.

RLI Safety Solutions
RLI Transportation Ambulance Loss Control
Distracted Driving Training (Video)
Defensive and Distracted Driver Training: Hired/Non-Owned Vehicles (Video)

Partnerships

RLI’s partnerships with telematics providers make it easier than ever to enhance loss control and driver safety programs using discounted dashcams for large trucking, public auto and commercial specialty auto fleets. Explore our partnerships: 

Samsara Partnership
Lytx Partnership 
Motive partnership

RLI also partners with TDC Specialty Underwriters (TDCSU) for professional liability and general liability coverage to eligible RLI ambulance risks. Learn more.