Construction

Contrac Pac: QuickWrite

For small to medium-sized artisans and general contractors specializing in residential and light commercial projects.

Underwritten by Contractors Bonding & Insurance Company (CBIC), an RLI company.

Get Appointed

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Insurance Type

Admitted

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Distribution

Retail

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Availability

Not available in NY or CO.

construction worker with helmet and workers in the background

Not an agent or broker?

If you're a construction or artisan contractor interested in coverage, ask your insurance agent or broker for a quote from RLI.

Coverage

General liability limits up to $1 million / $2 million
Damage to Premises Rented to You limit included at $300,000
Contractors Limited Liability Enhancement provides coverage extensions including cost to repair property due to incorrect work and lost key coverage, as well as a suite of value-added enhancements
Blanket Additional Insured options including primary, non-contributory wording, and waiver of subrogation
Other Additional Insured endorsements available including completed operations
Business personal property
Inland marine coverage including contractors tools and equipment, installation floater, miscellaneous tools and computer equipment

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About Contrac Pac: QuickWrite

QuickWrite provides streamlined processing with an intuitive agent portal and contractor-specific applications. Our online solutions make working with us easy so you can focus on quickly getting your customers the coverage they need.

Quick quote indications with minimal entry
Instant approval for qualified accounts
Electronic policy delivery/retrieval
Generate Certificates of Insurance
Request Additional Insured endorsements
Agency downloads to several agency management systems such as Applied, AMS and Hawksoft
Direct bill with payment plan options
Library of coverage forms and applications

Program eligibility

Following is an overview of the QuickWrite program eligibility. More in depth descriptions by classification are provided in the online quote process.

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Eligible General Contractors

Annual gross receipts of $4 million or less
Insured owners must be active in day-to-day operations, on jobsites daily and have direct supervision over subcontractors
New construction work on residential and commercial projects is acceptable, excluding condo, townhome, rowhouse and co-op projects of any size
No more than five new residential projects per policy period in a tract, subdivision or development
Residential or commercial property remodeling
New ventures are eligible with a minimum of three years construction experience

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Ineligible General Contractors

Construction consultants / construction management for a fee
Developers or design build firms
Paper contractors; not actively managing job sites and labor
House flippers
Architects, engineers or real estate agents
Restoration or insurance mitigation

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Eligible Artisan Trade Contractors

Annual gross receipts of up to $3 million
More than 30 classifications including Concrete, Painting, Electrical, HVAC, Tile, Janitorial and Landscaping
No more than 15 new residential projects per policy period in a tract, subdivision or development
New ventures eligible with a minimum of three years of construction experience (Plumbers require 3 years in business.)

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