For pre-approved retail agents and brokers with a solid book of hospital fleet accounts, RLI Transportation actively welcomes hospital insurance risks.
Hospital-Specific Criteria
- $10,000 minimum premium
- Fleets consisting of a mix of any or all of the following unit types: emergency or non-emergency ambulances, patient transport including wheelchairs, service, maintenance, security, courier or employee shuttle vehicles
- Hired and non-owned liability coverage for non-passenger transportation exposures (as part of the fleet or standalone)
- Garagekeepers’ legal liability coverage for valet and parking garage exposures, but not on a standalone basis
- Employees at least EMT-B certified for passenger transport operations (preferred)
Submission Clearance Requirements
- ACORD 125 and ACORD 137
- Completed RLI Healthcare Questionnaire
- Vehicle Schedule with garaging city/state, year/make/model, specific use, seating capacity and stated amount values (in Microsoft Excel format, if possible)
- 4 years of currently-valued hard copy loss runs with details on all losses over $25,000
- Drivers’ list with date of birth, date of hire, driver’s license numbers and state (in Microsoft Excel format, if possible)
- If Garagekeepers’ Legal Liability coverage is requested and valet services are provided, please complete the RLI Valet Questionnaire
Additional Requirements
- Two most recent year-end, audited financial statements, balance sheet and income statement*
- Current MVRs for all drivers
- Acceptable loss control phone inspection
*Please note: if financial statements do not meet RLI minimum guidelines, we will not be able to offer a quote.
We may be able to waive financial requirements if annualized premiums are under $250,000 with an average or above average loss control rating.
Coverage Territory Limits
RLI offers coverage throughout the U.S. with the following exceptions:
- Policies cannot be domiciled in MA, LA, MT, HI, NY, AK, NJ, NM or MI
- Hired and non-owned only policies cannot be domiciled in the above listed states or in ME, MO, SD, TX or VA
- RLI is not targeting hospital insurance risks in South Florida, South Texas, Los Angeles County in California, San Francisco County in California or Cook County in Illinois
Benefits of RLI Transportation Partnership
- Free access to a dedicated loss control expert
- Free access to driver safety training videos through RLI Safety Solutions’ proprietary Learning Management System (LMS)
- One free weekday of onsite driver training from an RLI Loss Control expert
- Discounts on hardware and subscription costs from Samsara, Lytx, & Motive
- Free access to RLI Safety Solutions DOT compliance assistance
- Quarterly claim reviews available on larger risk