Non-Preferred Transportation Contractor Fleet Insurance

• Contractor risks require insurance solutions are based on several factors, including but not limited to issuance of a non-renewal or cancellation notice, claim issues (frequency and/or severity), lack of industry experience/being a new venture and the need for dedicated loss control support.
• $50,000 minimum premium
• Only commercial-use mixed-fleets including private passenger vehicles, light/medium trucks, heavy trucks, extra-heavy trucks or tractor trailers, dump trucks and cement mixers.
• Any modifications or permanently attached equipment must be disclosed on the submission such as: cranes, water pumps, claw arms and cement mixers.
• Recycling/waste/sand/aggregate/dirt/gravel hauling
• Explosive or hazmat exposure Higher-risk territories including South Florida, South Texas, Los Angeles County in California, San Francisco County in California or Cook County in Illinois No radius limitations (local, intermediate, long distance)
• Can post filings (federal and state)
• Business owners willing to work with the underwriter and loss control team to implement necessary requirements and recommendations with an emphasis on prioritizing safety and loss control

Hired and non-owned liability can be standalone or in addition to fleet coverage.

• Application: Completed application including account narrative, strategy, market position, coverages and desired symbols. An RLI E&S Contractor Questionnaire is not required to clear, however the RLI application will be required during the underwriting process.
• Effective date: risk must be within 90-days or less of the effective date
• Loss Runs: 4 years of currently valued hard copy loss runs valued within the past 90 days or less of the effective date (5th year may be required after file review)
• Vehicle schedule: excel is preferred including license state, garage city/state, make, model, year, VIN, specific use, seating capacity if applicable, outline modifications, describe permanently attached equipment, and ACV/stated amount
• Send new submissions to: ESAuto.Submissions@rlicorp.com