Commercial Specialty Auto

Courier Fleets

For pre-approved retail agents and brokers with a solid book of courier fleet accounts, RLI Transportation actively welcomes courier insurance risks.

Get Appointed

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Insurance Type

Admitted

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Distribution

Retail

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Availability

RLI offers coverage throughout the U.S. with the following exceptions. Policies cannot be domiciled in or significantly operating in AK, HI, LA, MA, MT, NM, NV or NY. Not targeting risks domiciled in or primarily in South Florida (south of Lake Okeechobee), South Texas (south of Houston), Los Angeles County in California, San Francisco Bay Area in California (San Francisco, Marin and Alameda counties), Cook County in Illinois or in metro New Jersey. We define significantly operating in as more than 20-25% of the exposure is occurring there.

Not an agent or broker?

If you're a courier fleet owner or manager interested in transportation insurance, please ask your insurance agent or broker for a quote from RLI.

target business types

Explore our eligible and ineligible criteria

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Eligible Courier-specific Criteria

Minimum premium of $10,000
Risks should use primarily owned autos
Risks should not have a large independent contractor exposure
Fleet should consist primarily of private passenger, light or medium units
Risks should have at least 1 full year of operating experience
We can consider medical couriers with good controls in place

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Ineligible Operations

Hot-shot operations
Final mile couriers
Expeditors
Operations with a large independent contractor exposure
Operations with Amazon contracts
Operations requiring federal filings

Submission clearance requirements

ACORD 125 and ACORD 137
A completed RLI Contractor Courier New Business Questionnaire
Vehicle schedule with garaging city/state, year/make/model, specific use, seating capacity, disclosure of any modifications or permanently attached equipment and stated amount values (in Microsoft Excel if possible)
Four years of currently valued hard copy loss runs with details on all losses over $25,000
Drivers’ list with dates of birth, dates of hire, driver’s license numbers and states (in Microsoft Excel if possible)

Additional requirements

Two most recent year-end, audited financial statements, balance sheet and income statement
Current MVRs for all drivers
Acceptable loss control phone inspection or digital risk review

Access our Digital Risk Review

‍If financial statements do not meet RLI minimum guidelines, we will not be able to offer a quote.

Benefits of an RLI Transportation partnership

Free access to a dedicated loss control expert
Free access to driver safety training videos through RLI Safety Solutions’ proprietary learning portal
One free weekday of onsite driver training from an RLI Loss Control expert
Discounts on hardware and subscription costs from Samsara, Lytx, & Motive
Free access to RLI Safety Solutions DOT compliance assistance
Quarterly claim reviews available on larger risks

Loss control partnerships

RLI’s partnerships with telematics providers make it easier than ever to enhance loss control and driver safety programs using discounted dashcams for large trucking, public auto and commercial specialty auto fleets. Explore our partnerships: